life lessons
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The FIRE Movement: Is ‘Financial Independence, Retire Early’ Right for You?
Introduction Imagine being able to retire in your 40s, or even your 30s. No longer dependent on a paycheck, you’d have the freedom to pursue what truly matters to you. This is the promise of the FIRE movement—an approach to financial independence and early retirement that’s gained a dedicated following. While some see FIRE as…
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Why Time in the Market Beats Timing the Market: The Power of Long-Term Investing
Introduction The idea of timing the market—buying at the lowest point and selling at the peak—sounds like the perfect strategy for investors. But in reality, it’s incredibly difficult to do. Even seasoned investors struggle to consistently predict market movements. Instead, the best approach for most people is to stay invested over the long term. Patience,…
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The Psychology of Spending: Understanding Your Money Habits to Build Wealth
Introduction Money isn’t just about numbers—it’s deeply intertwined with our emotions, habits, and psychology. Many of us think we know why we spend money the way we do, but often, our spending habits are driven more by psychological triggers than by rational decisions. Understanding these underlying factors is crucial if you want to take control…
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3) Personal Finance Friday: A Guide To Credit Cards
A credit card is like a Swiss Army knife in the financial toolkit – versatile and handy, but if used recklessly, potentially hazardous. With a single swipe, doors of opportunity swing open; you can essentially buy anything with it. However, it’s crucial to fully understand this tool in order to harness its benefits without being…
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12) Monday Mood Boost: The Stoic Secret to Lasting Happiness
Monday’s can be difficult. You wake up, it’s the start of a new week and you might be feeling a bit anxious. Your mind is racing ahead to all the things you need to do and all the challenges you need to overcome. It can be a bit daunting. So here’s a mood booster for…
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1) Personal Finance Friday: A Guide To Managing Your Monthly Pay
88% of the UK lack confidence when it comes to personal finance and investing. It doesn’t need to be this way. Personal finance is a set of skills that can empower you to become comfortable and confident with money. Here are some of those skills, in today’s Personal Finance Friday. When that satisfying moment arrives…
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10) MMB: Discovering Joy with Bertrand Russell: Practical Insights from ‘The Conquest of Happiness’
I was recently, very generously, gifted a first edition copy of one of my favourite books; Bertrand Russell’s ‘Conquest of Happiness’. This book is one of the world’s greatest philosophers and thinkers turning his mind to a traditionally ‘unacademic’ topic; happiness. And he does it with lucid simplicity. It’s a simply fantastic read and I…
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9) Monday Mood Boost: Using Attention to Find Joy
It can be pretty difficult to see beauty in the world. Especially if you live in a city. Having recently moved into London, I’m experiencing this. It’s not that the beauty isn’t there. It’s just that no one makes money from you appreciating a beautiful building or lamp post. And so sadly, everywhere you go,…
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8) Monday Mood Boost: Using Philosophy to Live Your Best, Most Fulfilled Life
Monday’s can be difficult. You wake up, it’s the start of a new week and you might be feeling a bit anxious. Your mind is racing ahead to all the things you need to do and all the challenges you need to overcome. It can be a bit daunting. So here’s a mood booster for…
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7) Monday Mood Boost: Suffering is Normal
Monday’s can be difficult. You wake up, it’s the start of a new week and you might be feeling a bit anxious. Your mind is racing ahead to all the things you need to do and all the challenges you need to overcome. It can be a bit daunting. So here’s a mood booster for…